Signup Bonuses and Wagering Requirements Explained
What a bonus is actually worth once you account for the wagering requirement, with the arithmetic — and why some bonuses cost more to clear than they pay.
By Teen Patti Gold Master Editorial · Updated
Every app in this category leads with a bonus. ₹1500 free. ₹51 on signup. ₹3000 welcome bonus. The number is real, and it is almost never what the bonus is worth.
The gap between the two is the wagering requirement, and understanding it takes about three minutes.
What a wagering requirement isWhat a wagering requirement is
A bonus is not cash you can withdraw. It is credit you must stake a set number of times before any of it — or often, before any winnings at all — can be withdrawn.
That multiple is the wagering requirement, written as 20x, 30x or similar in the bonus terms.
At 20x, a ₹1,500 bonus means you must stake ₹30,000 in total before withdrawing. Not lose ₹30,000 — stake it, across however many rounds that takes.
Why staking 30000 costs moneyWhy staking ₹30,000 costs money
Every game holds a house edge. Staking money through it repeatedly has a predictable average cost: the amount staked, multiplied by the edge.
For a ₹1,500 bonus at 20x — ₹30,000 of required turnover:
| Game you clear it on | House edge | Expected cost | Bonus is really worth |
|---|---|---|---|
| Baccarat (Banker) | 1.06% | ₹318 | +₹1,182 |
| Andar Bahar | 2.15% | ₹645 | +₹855 |
| Dragon vs Tiger | 3.73% | ₹1,119 | +₹381 |
| 7 Up 7 Down | 16.67% | ₹5,001 | −₹3,501 |
Read the last row again. Clearing a ₹1,500 bonus on 7 Up 7 Down is expected to cost you ₹5,001 in losses. The bonus does not make you ₹1,500 — it costs you about ₹3,500.
The headline number was real. The money you had to lose to release it was larger.
The break even ruleThe break-even rule
There is a single number that tells you whether a bonus is worth taking:
Break-even house edge = 100 ÷ wagering multiple
- At 20x, you need a game under 5.00% edge
- At 30x, under 3.33%
- At 40x, under 2.50%
- At 50x, under 2.00%
Above that line, the bonus is worth less than nothing. Below it, the bonus has real value — and the lower the edge, the more.
This is why the wagering multiple and the game you clear it on matter far more than the bonus amount. A ₹500 bonus at 10x on baccarat is worth more than a ₹3,000 bonus at 50x on a slot.
Our bonus calculator runs this for any amount and multiple.
The other clauses to checkThe other clauses to check
The wagering multiple is the biggest factor, but not the only one. In the bonus terms, look for:
Game weighting. Many apps count only a fraction of stakes on low-edge games — baccarat might contribute 10% toward wagering, or nothing at all. This is deliberate: it steers you off the games where a bonus is actually worth taking. Weighting can make a 20x requirement behave like 200x.
Maximum bet while clearing. A cap of, say, ₹100 per round means ₹30,000 of turnover takes at least 300 rounds.
Time limit. If the bonus expires in 7 days, ₹30,000 of turnover in a week may not be realistic at a stake you are comfortable with.
Winnings cap. Some bonuses limit what you can withdraw from bonus play regardless of what you win.
Whether a deposit is required. A "no-deposit" bonus with heavy wagering is still often better value than a deposit-match with light wagering, because you have less of your own money at risk.
What to do with thisWhat to do with this
Before accepting any bonus:
- Find the wagering multiple. If the terms do not state one, do not accept the bonus.
- Divide 100 by it. That is the highest house edge worth clearing on.
- Check which games count, and at what weighting.
- Compare that to our house edge figures.
If the numbers do not work, decline the bonus and play with your own deposit. You are allowed to say no to a bonus, and on a high wagering requirement it is usually the better decision.
Please also read our responsible gaming guidance — wagering requirements are a common reason people play far longer than they intended to.
Common questions
What does 20x wagering mean?
You must stake 20 times the bonus amount before it can be withdrawn. A ₹1,500 bonus at 20x requires ₹30,000 of total turnover — not ₹30,000 of losses, but that much staked across however many rounds it takes.
Are signup bonuses actually worth taking?
Only below a house edge of 100 divided by the wagering multiple. At 20x you need a game under 5%. A ₹1,500 bonus at 20x nets about +₹855 cleared on Andar Bahar at 2.15%, but costs about ₹5,001 on 7 Up 7 Down at 16.67% — worth −₹3,501.
Why do no-deposit bonuses have higher wagering?
Because they cost the operator real money up front with no deposit to offset it. No-deposit offers routinely carry the highest multiples on the site, which is why a small free bonus is often worth close to nothing.
What is game weighting?
Some apps count only a fraction of your stake on low-edge games toward wagering — baccarat might contribute 10% or nothing. It steers you off the games where a bonus is worth taking, and can turn a 20x requirement into an effective 200x.